Home insurance is made up of coverages that help you pay to repair, or replace your home, and belongings, if they are damaged by perils, such as theft or fire. Most standard home insurance policies include four essential types of coverage, coverage for the structure of your home, coverage for your personal belongings, liability protection, as well as coverage for additional living expenses.
The cover – Homeowners insurance cover insures your house bricks, and mortar for events like fire, and weather damage. While the contents insurance cover protects your belongings against theft, as well as damage. In order to protect your investment, you should have home insurance!